Human Nature

Human nature is a concept that is made up by sets of characteristics, including ways of thinking, feeling and acting, behavior and reaction, that all 'normal' human beings have in common.The other scientific terms that is associated with the study of human nature include sociology, and psychology, particularly. It is complicated to understand human behavior, everyone would react differently by nature and circumstances, because every different individual have different point of view of certain issues.

One very simple scenario, which we see always, and also effeminately experience as a Child, Student, Employee or Employer, or maybe even a politician, not forgetting an Enforcer either in an Government Organization, Non-Government or even a Society would be no other that being Rebellious. The simplest scenario will be as a Child or Teenager growing up, you parents want you back home by 11'Oclock, the more you refuse to go back at that time. Or the more your parents do not want you to associate with certain activities, the more excited you get when you try to attempt such.

Well as a growing up teen, that is actually quite fun. But when it comes to adulthood and a mature stage, one would attempt to do attempt serious matter. Going against the government or trying to attempt to break in the office firewall just to be able to use MSN or other sorts of Instant Communicator. What more hilarious we can see in our current society now, everyone is trying to get them self famous by flashing stripping, so that their pictures can get taken and go on to the internet or more famously known as Gutterpost. There are so many warnings by so many parties but yet every now and then you see news or headlines. Well every time this happens, the guys get the blamed for being evil. So if the men are Evil, isn’t the female Stupid. For so much pleasure and maybe love involve, don’t you know that you are asking for it???? Well all these are human nature.

So, I would agree if we somehow enforce certain things, but another mentality would be to go againts something that is enforce. Yes you can enforce more, but the rebellious would go against stronger. At the end of the day, or after everything is over, those who doesn’t get involve suffers. There’s a Malay saying "Gajah sama gajah beperang, pelanduk mati di tengah tengah" A direct translation would be " A Deer dies in between battles of the Elephant" How can this be, well very simple, if in a couple of days a political figure would be brought to court. The entire township would be chaotic traffic jammed. Why??? Again human nature.

Well as a conclusion all I can human being are unique creature. Their needs might change from time to time. One cannot be satisfied on only one thing as time changes. So that could lead to human nature.

Financing and Personal Financing

As the global recession continues to effect the nation stock market, local and global organization and etc. It has not yet really effect the banking sector tremendously, as you can see, as the banks are still promoting personal financing with handsome repayment scheme with a lower interest rate compare to a credit card.

Its not actually a bad thing, taking a fast cash scheme. In a way, it helps one clear any outstanding in a cheaper way. Some might have taken the cash to clear their heavy debts of credit card bills, but in common, all the ads that you come across are encouraging to take fast cash to buy anything you want, go for your dream holiday are the one in common. Having not enough flow of cash is bad enough, wouldn't it make it worst taking more cash and having debt? Who is to be blame, the individual or others? Firstly you cant really put the blame on the individual, partly because all the ads are encouraging and very the repayments are attractive . You listen on the radio, you see them on the TV, you also see them on your monthly credit card statements.

Above explain is what normally comes to anybody mind when you talk about Personal Financing. Not many would think that Personal Financing can be, an individual taking initiative to make sure they get maximum return in their cash flow. As I was writing this, I got an email from a friend and it ring a bell, one way where you might be personaly financing yourself and saving money.

With the reduction in BLR to 5.55%, banks will be reducing your home loan installment payments. You should take the first step as initiative to enquire or write to them.

One can actually request for a lower interest rate in addition to the reduction in BLR. For eg. if u are currently paying BLR + 0%, u can request your bank to reduce your rate to BLR of up to – 2.2%. Go to yr loan branch, fill up the mortgage reduction form and submit. Then wait for the bank to call u with their offer and decide whether to take it up or not.

If u are able to get refinancing at BLR – 2%, u are paying only 3.55% interest. What kind of savings can we get from the 2% lower interest rate?

If yr loan is RM250k for another 20 yrs, yr savings is abt RM271 per mth.

If yr loan is RM250k for another 25 yrs, yr savings is abt RM285 per mth.

If yr loan is RM400k for another 25 yrs, yr savings is abt RM455 per mth.

Now isnt that call Personal Financing in some way???

KL Drift vs Fast and Furious!!!!

I am not against Malaysian Production, but I would just put it in a way, a comparison should not even exist. There is nothing to be proud of movies like KL Drift. The video clip above explains everything, why Malaysian Production cannot go far. I would simple call it cheap production, no preemptive preparation, no proper nothing to put it into conclusion. So give me one reason, why would I be so proud about Malaysian Motorsports and better still drifting. I don't deny, we have one a few good drifter in the country, those are the one I fully salute and respect.

So waste no more time talking nonsense, for you all car lovers, all of you who thinks that you rule the road, king of the road who love the sound of engine rawring, turbine boosting, and hot chicks with very thin cloths on remember to make your self available the day after April fool's day because Fast & Furious 4 is ON April 2 bringing you back more action, newer cars and a newer storyline.

What if I Call Your Mother A Prositute????

Can you imagine, such statement was being use as an example at a press conference? Even worst, this statement is made by someone with great authority, great power. This shows very clearly that, the person not only is "tidak cerdik" but has not a good command to the English language. How can you use such statement, "what if I call your mother a prostitute, is that correct?" How on earth can anybody relate that with one calling another a murderer? It’s not even related at all.

Secondly, if you seriously think that there accusation a serious matter, and abusing powers. How come there is no answer, no respond, no action taken, or even worst, there was not even an attempt from the person to answer the question. All that was done, is sitting down keeping quiet, and trying to run away from the scene. After all that, after the yelling and shouting demanding to sit down and answer the accusation, you actually oblige to the request, sit down and just be quite. Even a small kid that is blame for stealing his /her sister’s pocket money will try to protect him or herself if innocent.

What makes thing more interesting is “YOU” come out and make a press conferences and drama using the above as an example. Are you simply protecting the truth, suspending one from carrying out a duty to find the truth, or just putting him away to show everybody else that the issue shall not be a raise by anyone anymore? It is only normal to stand along you sub-ordinate, and fight the battle together, but what you don’t see is more question will be raise. A lot of “WHYS” will be ask.There is a old Malays proverb “As Clever as the squirrel might hop and jump, it will still fall to the ground one day”